Buy-to-let mortgage specialists for Scottish property investors
Whether you are new to the buy-to-let market or expanding a portfolio, we focus on mortgages for property investors, developers and landlords throughout Scotland.
5.09 Google reviews, as at October 2026 (opens Google in a new tab)Request a call back
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Start with your situation
Lenders treat every kind of landlord differently. Choose the one closest to you.
First-time landlords
Buying your first rental property, or letting out a home you already own.
Portfolio landlords
Growing, refinancing or reorganising a portfolio of rental properties.
Limited company buy-to-let
Buying or refinancing rental property through a limited company.
HMO mortgages
Houses in multiple occupation, let room by room.
Buy-to-let remortgage
Coming to the end of a fixed or initial rate, or releasing equity.
With you every step of the way
From the first conversation to completion, and a call well before your product ends.
Book an appointment
We look at your options
Our recommendation
Application
Offer and completion
We stay in touch
Read the transcript
Planning a buy-to-let property? New to the buy-to-let market or looking to expand your property portfolio? The best way to achieve your property objectives is working with someone who knows the ins and outs of the buy-to-let market. We exclusively provide mortgages for property investors, developers and landlords. Freedom Financial are the mortgage brokers for property investors. If you want to find out more, just give us a call or reach out on the contact form below. We are here to help.
Beyond buy-to-let
Although we focus on mortgages for property investors, developers and landlords, we also offer these services.
Residential mortgages
First time, second time, third or fourth: mortgages for the home you live in.
Bridging finance
Short-term finance for property purchases and projects.
Commercial mortgages
Finance for commercial and semi-commercial property.
Life insurance
Support and peace of mind for the people who depend on you.
Buildings & contents insurance
Protecting your properties inside and out, covering building and belongings.
Real people in Dundee's cultural quarter
Our team at 125 Nethergate is on hand for all your mortgage requirements, from your first question to completion.

Kessar Salimi
Director, Mortgage & Protection Consultant

Colleen McInearney
Mortgage & Protection Consultant

Nessmah Hassay
Mortgage Administrator
Susan Young
Mortgage Administrator

Kathy MacCallum
Mortgage Administrator

Kim Ewart
Mortgage Administrator

Anzeela Choudhry
Office Administrator

Mike Hannigan
Digital Marketing Manager
What our clients say
One of the best brokers I have ever used. Excellent service, extremely helpful and highly recommend.
Callum · Google review, 6 years ago What could have been a daunting experience in getting a first time mortgage was made quick and easy by Kessar and his team – talked me through every step and advised what documents I would need. Great, clear and precise service and a joy to work with.
Darren · Google review, 6 years ago Kessar and his team have been thoroughly professional from start to finish… his service has been first class. I would recommend Freedom Financial to the public and all fellow professionals alike.
George · Google review, 6 years ago
A calm place to understand the market
Market updates, podcast conversations with Scottish investors, and plain-English guides for landlords.
Linda Martin of Martin Properties shares expert property knowledge
Kessar talks to Linda Martin, whom he met at the first Dundee Property Network Event with Scottish Property Podcast.
All 6 episodesAre you considering venturing into the world of property investment?
Whether you're a seasoned buy-to-let investor or a first-time buyer, here is how a specialist broker can help with experience, paperwork and coordination.
Landlord guidesSome of the lenders we work with in the Scottish property market
The monthly newsletter
Mortgage updates, property news, lending products and the important part: a calm place to understand exactly what is going on in the market and what we can do to help.
Talk to a specialist
Book an appointment at a time that suits you, call the office, or ask us to call you back. We are here to help.



