Landlord advice

10 things to consider when investing in Scottish property

· Freedom Financial

Published 25 January 2023. Market conditions, rates and lender criteria change over time, and this article is general information, not advice. For advice on your situation, speak to the team.

  • Location: choose a property in an area where you understand the demand.
  • Property condition: look at the current condition and any updates or repairs needed.
  • Rental income: research the rent the property could achieve.
  • Property type: a flat, a house, a multi-unit building or a commercial property.
  • Market trends: research the market in the area you're considering.
  • Financing: look at the options available to you.
  • Tax: understand the tax and the regulations that apply to property investment.
  • Management and maintenance: think about the ongoing costs of owning a rental property.
  • Insurance: make sure the right cover is in place.
  • Professional advice: speak to people who know, such as letting agents, financial advisers, mortgage brokers and experienced investors.

If you are considering investing in property in Scotland, we are always available to discuss your options.

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